WHAT IS SPECIALIST LENDING?
Specialist lending is a segment of the mortgage market dedicated to providing alternative home loan solutions to borrowers who are unable to meet the lending criteria set by banks and lenders and lenders mortgage insurance providers.
There are numerous reasons why a borrower may fall into the specialist category and there is no single characteristic defined that pigeonholes every specialist borrower together.
HOW IS SPECIALIST LENDING DIFFERENT TO MAINSTREAM LENDING?
There are a number of scenarios that may prevent borrowers from securing finance from a mainstream lender. From an impaired credit history, unusual income or employment type to high levels of ATO debt – all borrowers’ financial situations can vary considerably – and so does the approach of the Specialist Lender
PRODUCTS AND SERVICES
Specialist lending caters for a range of borrowers whether they are looking to buy their first home, invest in property or looking to refinance, and in most cases we will be able to offer a solution that suits your individual circumstances.
O435 788 048
Absolute Home Lending was an absolute pleasure to deal with. We had no idea how much we could have been saving by shopping around our home loan
A big thank you to Jim who helped us secure our first home owners grant after it was initially rejected.